APRA announces changes to the lending landscape
The Australian Prudential Regulation Authority (APRA) continues to work on both superannuation and the lending sphere in response to the commissions into superannuation and banking. On June 18, APRA announced directions and additional license conditions for AMP...
The importance of binding nominations in estate planning
It’s a common misconception that superannuation automatically transfers to the super fund owner’s estate upon their death. This isn’t the case. Instead, it is up to the trustee of the fund to pay the death benefit in accordance with the fund’s governing rules and...
The importance of binding nominations in estate planning
It’s a common misconception that superannuation automatically transfers to the super fund owner’s estate upon their death. This isn’t the case. Instead, it is up to the trustee of the fund to pay the death benefit in accordance with the fund’s governing rules and...
First Home Loan Deposit Scheme (FHLDS)
The First Home Loan Deposit Scheme is a Australian Government initiative to support eligible first home buyers purchase a home sooner.It does this by providing a guarantee that will allow eligible first home buyers on low and middle incomes to purchase a home with a...
What’s better: rental yield or capital growth?
Property investment usually focuses on capital growth for wealth creation: the increased value of the property between its purchase and the sale. However, a rental yield can contribute to cash flowand ensuring the debt on an investment property can be easily...
Making sense of conflicting property market news
The vagaries of the property market are never more perplexing than when the media is full of property news that seems contradictory.This month we’ve had CoreLogic stating that the property market has stabilised in the last quarter, with values rising in Sydney,...
Where is Australia’s Wealth?
Total Value of
Asset Class
- Residential Property – $7.5 Trillion
- Superannuation – $2.7 Trillion
- Shares on Australian Stock Exchange $1.9 Trillion
- Commercial Property – $0.98 Trillion
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