First Home Loan Deposit Scheme (FHLDS)
The First Home Loan Deposit Scheme is a Australian Government initiative to support eligible first home buyers purchase a home sooner.It does this by providing a guarantee that will allow eligible first home buyers on low and middle incomes to purchase a home with a...
What’s better: rental yield or capital growth?
Property investment usually focuses on capital growth for wealth creation: the increased value of the property between its purchase and the sale. However, a rental yield can contribute to cash flowand ensuring the debt on an investment property can be easily...
Making sense of conflicting property market news
The vagaries of the property market are never more perplexing than when the media is full of property news that seems contradictory.This month we’ve had CoreLogic stating that the property market has stabilised in the last quarter, with values rising in Sydney,...
Could a tree-change work for you?
Cleaner air, less traffic, open spaces, lower cost of living…did we mention less traffic? There are any number of reasons to consider a tree change, but if you’re serious about leaving the bright lights behind, better do your homework first. Housing affordability...
Why property investments in capital cities perform better than in regional areas
As a property investor means it’s important to be familiar with real estate trends across the country. Interest rates and the economy as a whole can have broad effects across the nation, but local conditions can influence how property investments perform from suburb...
APRA announces changes to the lending landscape
The Australian Prudential Regulation Authority (APRA) continues to work on both superannuation and the lending sphere in response to the commissions into superannuation and banking.On June 18, APRA announced directions and additional license conditions for AMP...
Where is Australia’s Wealth?
Total Value of
Asset Class
- Residential Property – $7.5 Trillion
- Superannuation – $2.7 Trillion
- Shares on Australian Stock Exchange $1.9 Trillion
- Commercial Property – $0.98 Trillion
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